Effective Date: 18 February 2024
Introduction
Car Loan Expert, a leading source of financial product comparisons and information, is committed to providing New Zealanders with comprehensive guides across a spectrum of financial and consumer topics.
Our dedication to accuracy and reliability in our journalistic resources extends to a careful interpretation of New Zealand's financial legislation, ensuring our content remains informative, responsible, and compliant with regulatory standards.
Our Interpretation and Compliance
MoneyHub Group Ltd's wider editorial focus encompasses various subjects, from financial products like insurance and bank accounts to lifestyle guides covering education, employment, and home ownership.
Our approach is grounded in presenting factual information and, when appropriate, journalistic opinions on the value and performance of various financial services and products. This approach extends to Car Loan Expert.
Key Legislations Explained:
- Financial Services Legislation Amendment Act 2019
- Financial Service Providers (Registration and Dispute Resolution) Act 2008
- Financial Markets Conduct Act 2013
These laws provide a framework within which we operate, ensuring our content respects the boundaries of providing factual information and general opinions without offering regulated financial advice.
Our Principles:
- Factual and General Information: We focus on delivering accurate and up-to-date information on car finance and related products, emphasising their features, advantages, and disadvantages without recommending specific choices for individual circumstances
- Journalistic Integrity: Our content is produced with a risk-averse mindset, prioritising factual accuracy and objective analysis over subjective advice. This approach aligns with the exclusions outlined in the Financial Markets Conduct Act 2013, ensuring we do not inadvertently provide financial advice.
- Engagement and Compliance: We actively engage with regulatory authorities, including the Financial Markets Authority (FMA), to ensure our resources adhere to current laws and guidelines. Our commitment to compliance is unwavering as we seek to offer valuable, trustworthy guides to our audience.
Your Role and Feedback
We welcome your insights and feedback on our guides and resources. If you have concerns about any content potentially crossing into financial advice, please contact our research team. Your engagement helps us maintain the highest standards of accuracy and relevance.
As the financial regulatory landscape evolves, Car Loan Expert remains at the forefront of delivering content that accurately reflects the marketplace. Our reliance on expert guidance and commitment to regulatory compliance ensures that our site is a trusted resource for making informed financial decisions.
Contact Us
For any questions or concerns, please contact us at:
Car Loan Expert
c/o MoneyHub Group Ltd
11 Waiau Street, Auckland, 0630
New Zealand
Email: research@carloanexpert.co.nz