Welcome to Car Loan Expert - New Zealand's Comprehensive Resource for Car Finance

Join over half a million New Zealanders who trust Car Loan Expert and MoneyHub each month.

How to Use Our Car Loan Calculator

Our mission is straightforward: We bring clarity and transparency to car finance. We provide factual, unbiased information, helping you confidently navigate the car finance industry where some lenders don't always have your best interests at heart. 

Our commitment to transparency is at the heart of what we do:

  • Comprehensive Information: Access a wide array of resources. Understand car financing options, terms, and loan types easily.
  • Detailed Loan Comparisons: Compare over twenty lenders and brokers. Find a loan that matches your budget and lifestyle efficiently and effectively.
  • Empowerment Through Knowledge: Stay informed about your consumer rights and the latest regulations in car finance.

We offer comprehensive guides and resources:

  • We publish and update straightforward guides on explaining every section of a car loan contract and its fine print, the loan application process, refinancing, hardship, making complaints, cancelling a car loan, insurance options, and specific information for buying and selling cars.
  • Our resources are aimed at enhancing your car loan knowledge and giving you more power to make better decisions.

Interactive Tools, Support and Guidance:

  • Use our calculators to learn total car ownership costs, depreciation, and car-buying journey planning.
  • Our resources are designed for clear, practical financial planning support.
  • Car loans can be both an opportunity and a challenge. We provide practical information on managing loans effectively and highlight common pitfalls to avoid, focusing on realistic solutions.
  • We publish the latest updates in car finance, featuring infographics, statistics, and articles on key economic factors affecting car loan interest rates and application tips.
  • We share tips from New Zealanders who have secured fair and affordable car loans. Learn from diverse borrower experiences to inform your own car loan decisions.
How to Use Our Car Loan Calculator

A Message from Car Loan Expert's Founder, Christopher Walsh, on the Inspiration Behind Our Consumer-Centric Platform:

New Zealand Needs Transparency in Car Loans

As the founder of MoneyHub, I've witnessed firsthand how car loans can become not just a financial burden but a trap that affects the well-being of entire families. 

Our vision in creating this platform was born out of a deep-seated concern for those trapped in the complexities and, sometimes, the injustices of car financing.

We've seen too many people fall into poverty traps, where a car loan becomes a relentless source of stress and financial hazard. This site is our answer to that challenge - offering clarity and support in an industry that often feels overwhelming, expensive and unclear.

Empowering Consumers Means Better Car Loans for More People

The journey of Car Loan Expert is more than just providing a service; it's about empowering individuals. We believe that knowledge is power, especially regarding financial decisions. Our goal is to arm New Zealanders with the tools and understanding they need to navigate car finance confidently. 

Thanks to MoneyHub, I've seen the relief and newfound confidence in people who, with the right information, make better financial decisions. We built Car Loan Expert to transform anxiety and uncertainty into empowerment and financial freedom.

My Motivation Behind the Site

I've encountered numerous stories of families struggling under the weight of poorly understood or unfairly structured car loans. These are not just transactions; they're decisions that can impact lives for years to come. Everyone deserves a fair chance, a clear understanding, and a supportive guide when making such significant commitments. 

Car Loan Expert is more than a resource; it's a partner in making sound, informed financial decisions.

My Vision of Car Loan Expert

My ambition for Car Loan Expert goes beyond being a comprehensive resource. My team and I work to help achieve a future where car loans are no longer seen as daunting or risky but as cost-effective choices. 

We're constantly innovating and expanding our resources to address the evolving needs of our users. The dream is to allow New Zealanders to be confident with any car loan decision and ensure that the path to car ownership is one of joy and success, not stress and uncertainty.

Discover more about our commitment to honesty and transparency. Find terms & conditions, legal information and more. Start your informed journey to a smarter car loan with Car Loan Expert.